شروط الاستخدام

2023/2/1

Welcome

Definition of Service

Bolisati.com, provides users with information about General Insurance and Life
Insurance products to enable comparison and procurement. You may submit your
request to book your desired policy by filling in the required forms on the insurer’s
website and/or mobile application and/or on Bolisati.com, and by making the
payment online to the insurer. We assist you in completing your proposal (incl. forms,
documents and medical tests, if any) and on verification of the same, provided there
is no missing information, your proposal is underwritten by the insurance company.
The insurance company then, may accept, reject or raise an objection on your
proposal, which will be communicated to you by them. It is Bolisati’s endeavor to have
every booked policy issued; however, we cannot guarantee the same. Bolisati will, in
case of an objection or rejection, assist you in complying with or reapplying to another
insurance company as the case may permit.

Fees and Charges

Bolisati offers a FREE service and charges NO FEES OR CHARGES from its users.

Limitations to Service

Our website and/or mobile application contains statements regarding the terms of
insurance policies, including details of the benefits available and items not covered
by such policies. Some of these statements are generalized in an attempt to give you
a summary of the insurance policies available through bolisati.com. However, not all
insurance policies are the same and you should confirm the exact terms of any
insurance policy that you intend to purchase prior to purchasing that insurance
policy. You may download material displayed on this website and/or mobile
application for your use only and provided you do not remove any copyright and
other proprietary notices contained on the materials. You may not distribute, modify,
transmit, reuse, repost, link or use the content of this website and/or mobile
application for public or commercial purposes, including the text, images, audio, and
video without our written permission. The rates mentioned on the website and/or
mobile application may not be final and binding. In some cases, the insurance
company may communicate the final rates after submission of the given premium and
documentation. Further, the rates mentioned on the website and/or mobile
application are as provided or verified by insurance companies. The rates are subject
to change at any time and we take no responsibility of any losses in such cases. Please
note that service tax is payable on insurance premium as per applicable laws and all
your quoted premium includes the same. The insurance company reserves the right
to recover from the policyholder or proposer, any levies and duties (including service
tax), as imposed by the government, either by premium adjustment or other forms,
as deemed appropriate. Kindly refer to the proposal for the exact fees and charges.

Refund Policy

In case you are dissatisfied with the services provided by either Bolisati.com or the
insurance company, please email the insurer on the email ID mentioned in the
payment confirmation email. Your refund will be processed by the insurance
company as per their respective refund policies. In such cases, you will be required to
communicate with them directly, although we may assist you in the process.

The amount due from the premium of the compulsory vehicle insurance policy will be returned only in cash, upon reviewing one of the unified insurance offices in accordance with the provisions of Resolution No. (15) for the year 2010. The decision to approve the form of the compulsory vehicle insurance policy was issued by the Director General of the Insurance Authority on 4/18/2010 and published in the official newspaper.


Claim Settlement

Claim settlement is the sole responsibility and at the discretion of the insurance
companies. The settlement will take place between the customers and the respective
insurance company and bolisati shall NOT be responsible for the same in any manner.
Although we may assist you in forwarding the case to the insurance company, we
shall NOT be liable to any party involved in case the claim is declined or honored.
Links to other Third Party information
Our website and/or mobile application may contain links to other website and/or
mobile application s of interest. However, once you have used these links to leave our
site, you should note that we do not have any control over that other website and/or
mobile application . Therefore, we cannot be responsible for the protection and
privacy of any information which you provide whilst visiting such sites and such sites
are not governed by this privacy statement. You should exercise caution and look at
the privacy statement applicable to the website and/or mobile application in
question. We may include or offer third party products or services on our website
and/or mobile application . These third party sites have separate & independent
privacy policies. We therefore have no responsibility or liability for the content and
activities of these linked sites.

Trademarks & Copyright

All trademarks, services marks, trade names, logos, icons and domain names located
on this website and/or mobile application are the property of Bolisati. Any logos,
trade-marks, service marks and domain names and all related intellectual property
rights, of the companies whose sites we search in providing the service, belong to
those companies, and you may not reproduce them without their prior written
consent. Except for them, all intellectual property rights including, without limitation,
all logos, trademarks, service marks, domain names, database rights, rights in design,
rights in know-how, patents and rights in inventions (in all cases whether registered
or unregistered and including all rights to apply for registration) and all other
intellectual or industrial property rights in any jurisdiction in any information,
content, materials, data or processes contained in or underlying this website and/or
mobile application and/or the service we provide belong to Bolisati. All rights of
Bolisati in such intellectual property rights are hereby reserved.

Software licenses

You acknowledge that any software available or provided to you on this website
and/or mobile application may contain technology that is subject to strict controls
by various rules and regulations in Jordan. You hereby agree that you will not transfer
or export such software from Jordan (including, for example, providing such software
to any foreign person or entity in Jordan) or re-export such software outside Jordan
in violation of Jordanian laws and regulations. Bolisati does not authorize the
downloading or exportation of any software or technical data from this website
and/or mobile application to any jurisdiction prohibited by Jordanian laws and
regulations.

Limitation of Liability

While Bolisati uses reasonable efforts to include accurate and up-to-date information
on this website and/or mobile application , errors or omissions sometimes occur.
Bolisati makes no warranties or representations as to the accuracy of the content of
this website and/or mobile application . Under no circumstances, including, but not
limited to, negligence, shall Bolisati or any party involved in creating, producing, or
delivering the website and/or mobile application be liable to you for any direct,
incidental, consequential, indirect, or punitive damages that result from the use of, or
the inability to use, the materials on this website and/or mobile application , even if
we or an our authorized representative has been advised of the possibility of such
damages. In no event shall bolisati’s total liability to you for all damages, losses, and
causes of action exceed the amount paid by you, if any, for accessing this website
and/or mobile application . We have the right to add, amend, revise suspend or cancel
in whole or in part any of the services which are, or may become, part of the Website
and/or mobile application , without any prior notice to the Visitors or Customers. Any
addition, suspension, revision, amendment, cancellation or suspension shall be
effective and binding on the Visitors and Customers. We also assume no
responsibility, and shall not be liable for, any damages to, or viruses that may infect,
your computer equipment or other property as a result of your access to, use of, or
browsing in the website and/or mobile application or your downloading of any
materials, data, text, images, video, or audio from this website and/or mobile
application .

Jurisdiction /Legal

Unless specifically provided herein, Bolisati does not represent that the material
contained herein is appropriate or available for use in any jurisdiction. Those who
choose to access this website and/or mobile application do so at their own initiative
and are responsible for compliance with local laws. Except as specifically set forth
herein, the information contained on this website and/or mobile application is not
an offer to sell or any security, insurance product or other product or service. No
security, insurance product or other product or service is offered or will be sold in
any jurisdiction in which such offer or solicitation; purchase or sale would be
unlawful under the securities, insurance or other laws of such jurisdiction. Some
products and services may not be available in all jurisdictions. All disputes shall be
subject to the exclusive jurisdiction of Jordan courts only.

Disclaimer

To the fullest extent permissible pursuant to applicable law, the materials on this
website and/or mobile application are provided "as is" and without warranties of
any kind either expressed or implied and bolisati and its subsidiaries and affiliates,
disclaim all warranties, expressed or implied, including, but not limited to, implied
warranties of merchantability and fitness for a particular purpose. The information,
software, contents, products and services included in or available through our
website and/or mobile application (www.bolisati.com) may include inaccuracies,
typographical errors and pricing errors. We assume no responsibility for any error,
omission, interruption, deletion, corruption, defect, delay in operation or
transmission, communications line failure, theft or destruction or unauthorized
access to, or alteration of, any User communication or any content provided through
the Website and/or mobile application . Bolisati is not responsible for any problems
or technical malfunction of any telephone network or lines, electronic networks,
computer online systems, servers or providers, computer equipment, software,
failure of any email or players due to technical problems or traffic congestion on the
Internet or on any of the services or combination thereof, including any injury or
damage to users or to any person's computer related to or resulting from
participation or downloading materials in connection with the Website and/or
mobile application or the services. Under no circumstances shall Bolisati. be
responsible for any loss or damage resulting from use of the website and/or mobile
application or the services, attendance at an event organised through the website
and/or mobile application or the services, from any content posted on or through the
website and/or mobile application or the services, or from the conduct of any users
of the website and/or mobile application or the services, whether online or offline.
The services are provided "AS-IS" and as available and Bolisati makes no
representations or warranties of any kind as to the website and/or mobile application
, the services or the content thereof, including without limitation, as to availability of
the website and/or mobile application and/ or services for access and use. In
particular, Bolisati expressly disclaims all warranties of fitness for a particular
purpose, accuracy, completeness or non-infringement. We cannot guarantee and does
not promise any specific results from use of the website and/or mobile application
and the services